UPDATE
Hi All
I received my insurance renewal reminder from Footman James yesterday......insurance runs out midnight tomorrow
I knew it was due this month but for many, many years I have just waited for the reminder to appear and then had a think about renewing/shopping around.
Is it me or did I always get three or four weeks notice previously? Could it be that they're losing a lot of business so are trying to limit your options?.......
Renewal quote was for £330.00.
Got back on to confused.com and updated my previous quote and then renewed immediately on-line..
I am now ( I hope - subject to the Policy in writing arriving

) a customer of Admiral for...................£205.00.
I even put an extra thousand miles onto annual mileage just to be on the safe side and have reduced my total excess. All other details the same, fully comp. named driver, protected NCB, business mileage etc.
NB I checked TWICE that all the policy details were correct - it seemed SO cheap!
I will be having that chat with FJ tomorrow.
MANY THANKS for your good advice.
Way to go I think .
A rather chuffed........
DH Dove